NJM Insurance Collision Repair in Kearny, NJ
NJM has insured New Jersey drivers for over a century, and a very large share of the cars in Kearny, Harrison and North Arlington carry their policies.
A New Jersey insurer, a New Jersey shop, and a New Jersey law that says the choice of repairer is yours.
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Taking Your NJM Insurance Claim to an Independent Shop
A New Jersey Insurer and a New Jersey Shop
NJM is unusual: a direct writer that operates almost entirely in this state, with a reputation among New Jersey drivers that most national carriers would pay a fortune for. It is especially common among public employees, teachers and their families, which in this part of Hudson and Bergen County covers a lot of driveways.
We are the local half of the same equation, an independent shop on Schuyler Avenue that has repaired cars for this community for over two decades. Both ends of your claim stay in New Jersey.
Your Right to Choose Still Applies
A good insurer is still an insurer, and NJM maintains its own network of recommended shops like everyone else. N.J.S.A. 17:33B-36.1 prohibits any insurer from requiring you to use a particular repair facility, so the recommendation stays a recommendation. Tell them the vehicle is going to Mickey's Auto Body at 282 Schuyler Avenue in Kearny.
How the Claim Runs
We inspect the vehicle properly rather than glancing at it, write the estimate, submit it and take the adjuster conversation ourselves. Hidden damage found at teardown gets photographed and supplemented. You pay your deductible and nothing beyond it.
Local Enough to Actually Be Convenient
If you live in Kearny, Harrison, North Arlington, Belleville or the Newark side of the river, we are minutes away, which matters when you need to drop a car off before work or collect it on a Saturday morning. We are open Monday to Friday, 8am to 5pm, and Saturday, 9am to noon.
More on how claims work at our shop on the insurance claims page, or book an estimate and we will take it from there.
- Report the claim to NJM as normal
- Name Mickey's Auto Body in Kearny as your repairer
- Bring the vehicle in for a written estimate
- We submit the estimate and handle the adjuster
- We repair, you pay only your deductible
NJM Insurance Claim Questions
Yes, under N.J.S.A. 17:33B-36.1 an insurer cannot require you to use a particular repair facility. Name Mickey's Auto Body in Kearny when you report the claim.
Yes, we write and submit the estimate, deal with the adjuster and file any supplements ourselves, with photographs and part documentation behind anything we add.
No, we are an independent, New Jersey licensed and I-CAR certified repair facility, not affiliated with NJM or with any insurer's repair program.
We are at 282 Schuyler Avenue in Kearny, minutes from Harrison, North Arlington, Belleville and the Newark side of the Passaic. We are open Monday to Friday, 8am to 5pm, and Saturday, 9am to noon.
